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Borrowing - Home loans
When you dream of your ideal home, you also need to ensure that you have the right finance to make the dream a reality.
CfC Stanbic Bank offers you a residential home loan of Ksh1-million or more (depending on how much you may qualify for) at very ccompetitive interest rates
A unique feature of our home loan is called Access. With Access you can deposits money into you home loan at any time and then withdraw money from it as long as the balance is below the maximum loan amount.
Benefits of a CfC Stanbic Bank home loan
- The access feature allows you to make lump-sum deposits and withdrawals on your home loan account at no cost.
- We will provide finance for up to 90% of the value of the property
- You get up to 20 years to pay back the loan
- You get an answer from us within four working days of us getting your application and all related documents
- Credit life protection insurance is included in your home loan repayments
- We offer a low processing fee of up to 0.75%
How you can apply for a home loan
- You will need to complete an application form at any CfC Stanbic Bank branch. When you visit us, you will need to bring the following with you:
- Copy of your current pay slip or proof of income
- Copy of your Kenya Revenue Authority PIN certificate
- Certified copies of bank statements for the past 12 months
- A letter of reference from your employer, an existing CfC Stanbic Bank customer or other credible persons
- A copy of your identity card
- Expats must have a copy of their employment contract.
For more information, please fill out the form here
Home loan calculators